Health: Are You "Underinsured"?

People who are underinsured are people who have health insurance but spend 10 percent or more of their income on out-of-pocket medical expenses.

Being underinsured also means paying deductibles of 5 percent or more of family income.

The number of American adults who had inadequate health insurance to cover their medical expenses rose 60 percent from 2003 to 2007, from 16 million to more than 25 million people.

These tidbits are from an article on Forbes today. Are you underinsured? And is it time for the government to do something about it? Read more.